1. Dual currency credit card cash withdrawal fee standards 1. Domestic: ICBC dual currency card does not charge any handling fee; it is recommended to charge a handling fee of 2‰ of the cash amount, with a minimum charge of 2 yuan; Minsheng Bank charges 10% of the cash withdrawal amount 5‰, with a minimum of 1 yuan; the highest fees are Ping An and Guangfa, with the former charging a minimum of 25 yuan and the latter 10 yuan; 2. Overseas: 5 banks, China Construction Bank, Bank of Communications, Agricultural Bank of China, China Everbright and Huaxia, non-UnionPay cash withdrawals The fees are higher than those of UnionPay. The lowest UnionPay withdrawal fee is CCB, which is 5‰. The minimum fee is 2 yuan, but there is an additional handling fee of 12 yuan. The other four fees are all 1. Bank of Communications, Everbright, and Huaxia charge the lowest fee of 15 yuan. Bank of Communications charges the lowest fee of 15 yuan. , Agricultural Bank of China charges an additional 12 yuan handling fee.
2. Dual-currency credit card currency conversion fee standards 1. Although Hua Xia Bank does not charge currency conversion fees, it will charge transaction service fees; 2. Bank of Communications has the highest fee rate, 1.75, followed by Everbright, 1.7 .
3. Dual-currency credit card late payment fee charging standards 1. All banks charge standards of 5% of the unpaid portion of the minimum repayment amount; In addition, dual-currency credit cards enjoy the longest interest-free period. Guangfa Bank, 26-56 days. After seeing this, you should know which bank’s dual-currency credit card is better!