1. Where the installment business of our bank (including consumption installment, bill installment, merchant installment and special merchant installment) is not settled, and the cardholder's current bill is overpaid, the excess part will not automatically repay the unexpired installment principal.
2. Cardholders who have handled the business of consumption installment, bill installment and merchant installment must call our credit card customer service hotline 4006695599 to apply for early repayment if they need to repay the overdue installment principal and handling fee in advance.
3. If the cardholder who has handled the installment business of special merchants needs to repay the overdue installment principal and handling fee in advance, he must apply to our bank through the account manager before the bill date.
Four, the amount of the application for early repayment should be an integral multiple of the principal payable in each period; If the application is successful, the installment principal and installment fee applied for early repayment will be included in the next bill after the application is successful, and the number of repayment periods will be reduced accordingly; If the outstanding installment principal is repaid in full in advance, the installment business will be terminated.
Please call our credit card customer service hotline 4006695599 for details.