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Which is the cheapest installment fee for credit cards in major banks?
The credit card installment interest rates of different banks are different, and each charge is high or low. This is the knowledge of credit card installment fee that I read on credit. Jr 186. com/fenqi/ Shi Zhi/. The specific bank installment fee comparison is as follows:

Apply for three-phase rate

If the application is for the third phase, the Postal Savings Bank is the cheapest bank to charge by installment, with the installment rate of 0.6% and Minsheng Bank charging 0.82% of the total amount; However, if it is a one-time charge, ICBC will charge a one-time handling fee of 65438+ 0.65% of the total amount; Everbright Bank collects 2.65% of the total amount.

Apply for 6-stage rate

For the sixth issue, judging from the fees charged by many banks for each issue, the cheapest is the Postal Savings Bank, which is also 0.6%, and the charging standard of CITIC Bank is 3.96%. However, if it is a one-time charge, the cheapest is CCB, and the charging standard is 0.60%; Everbright Bank charges a one-time handling fee of 4.65%.

Apply for 9-phase rate

Among the nine application rates, ICBC, BOC and ABC are all 5.4%; CCB and Postal Savings are 0.60%; CITIC is 5.94%.

Apply for 12 installment rate.

Among the banks applying for one-time charge 12, China Bank, Industrial and Commercial Bank of China and Agricultural Bank accounted for 7.20%; Xingye's installment rate is 7.80%; Besides, CCB and Postal Savings are not bad.

Apply for 18 installment rate.

Among the banks applying for 18 installment rate, Minsheng and CCB are relatively cheap, with Minsheng's rate of 0.67%, CCB's rate of 0.60% and Guangfa's rate of 0.70%. Followed by Bank of China, Industrial and Commercial Bank of China and Xingye, all of which were 1 1.7%.

Apply for the 24-period rate

If you apply for 24 installments, among the banks that charge by installments, the cheapest is the Postal Savings Bank; The most expensive are Shanghai Pudong Development Bank and Ping An Bank; Among the banks with one-time charges, the cheapest is 0.6% of CCB and Postal Service, while Industrial Bank is 15.6%, which is a bank with higher installment rate.