? 1, IOU is a brand-new payment method of "consumption first, payment later" introduced by JD.COM. When you use IOUs to pay on JD.COM website, you can enjoy deferred payment or up to 24 installments during the accounting period.

2. Debit cards and credit cards can be used to activate IOUs. The specific types of bank cards supported are subject to the actual display when you activate them.

Common white activation methods are as follows:

1, the computer side activates the white bar.

Computer-side operation path: Jingdong Finance Home-White Bar-Activate White Bar

2. jingdong financial App activates the white strip.

Operation path: JD Finance App Home Page-White Strip-Activate immediately