Bank feedback that this card exceeds the limit generally means that the consumption amount of the credit card has exceeded the maximum credit limit of the credit card. Credit card over-limit may be due to insufficient credit card limit, or may be due to credit card payment exceeding the single payment limit.

If the credit card exceeds the limit due to insufficient credit, you can consider changing the card for payment. If the payment exceeds the single limit, you can modify the payment amount and make multiple payments.

There are three main reasons for the single payment limit:

1. The credit card holder sets the single payment limit by himself;

2. Credit card online Transaction limit;

3. The bank limits the single credit card swipe limit for specific merchants.

Extended information

1. This limit should be the transaction limit you set when you started online banking. You can only change the transaction limit at a bank branch.

2. Use Alipay or online banking that has opened large transactions to solve the problem of bank card limits.

3. The central bank publicly solicited opinions from the public on July 31 on the "Measures for the Management of Online Payment Business of Non-Bank Payment Institutions (Draft for Comments)". The draft stipulates: payment institutions adopt methods that do not include digital certificates, For transactions that are verified by two or more elements including electronic signatures, the cumulative daily amount of all payment accounts of a single customer should not exceed 5,000 yuan.