How to check the credit card repayment date

How to check the credit card repayment date:

1. Telephone inquiry: Call the official customer service hotline of the credit card issuer and transfer to manual After completing the identity verification, ask customer service to help you inquire;

2. Mobile banking inquiry: Download the credit card exclusive APP of the card issuer, log in and set a security password, and then inquire about the repayment date, such as China Construction Bank;

3. Third-party service software query: Download the mainstream three-party payment software on the market, add a credit card, and you can query the credit card repayment date on the credit card repayment page of the software;

4. Bank counter inquiry: Bring your ID and credit card, go to the bank to call the number, and ask the account manager to help you inquire.

1. A credit card, also called a credit card, is a credit certificate issued by a commercial bank or credit card company to consumers with qualified credit. It takes the form of a card with the issuing bank's name, validity period, number, cardholder's name and other contents printed on the front, and a magnetic stripe and signature strip on the back. Consumers holding credit cards can shop or consume at specially designated commercial service departments, and then the bank will settle the accounts with merchants and cardholders. Cardholders can overdraft within the prescribed limit.

2. Credit cards stipulated in the relevant laws of our country ("Interpretations of the Standing Committee of the National People's Congress on Relevant Credit Card Regulations") refer to credit cards issued by commercial banks or other financial institutions with the functions of consumption payment, credit loans, An electronic payment card with full or partial functions such as transfer settlement, cash deposit and withdrawal, etc. On December 1, 2017, the "English Translation and Writing Standards in the Public Service Field" was officially implemented, stipulating that the standard English name of credit card is CreditCard_

3. Credit card consumption is a non-cash payment method. There is no need to pay cash when consumption, and repayment will be made on the billing date (BillingDate). Credit cards are divided into credit cards and quasi-credit cards. A credit card refers to a credit card in which the cardholder has a certain credit limit and can consume within the credit limit and then repay; a quasi-credit card refers to a credit card in which the cardholder can A quasi-credit card that deposits a certain amount of reserve fund and can be overdrafted within the specified credit limit when the reserve account balance is insufficient for payment. The so-called credit card generally refers to a credit card only.

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How to check the credit card repayment date

1. Directly dial the number on the credit card, and then transfer to manual Customer service can check it;

2. Log in to e-banking, find the official website and log in to check the repayment date;

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3. The repayment date can be found through the electronic statement sent by the bank.

1. When is the latest credit card payment date?

For credit cards from different banks, the latest time for repayment on the repayment date is different. The bank settlement system has time limits. It does not mean that there is no problem if you pay before 24:00 on the repayment date. . Of course, if the last payment date of the credit card is missed, the cardholder will still be able to repay on time during the grace period. The regulations of each bank are different, so you must follow the regulations of the local bank branch.

2. Is the credit card payment due date overdue?

When repaying a credit card, the system displays "The repayment date has passed." Whether this is considered overdue depends mainly on whether the issuing bank provides a repayment grace period and the length of the grace period. how long.

If the card-issuing bank does not provide a grace period for repayment, or the grace period has passed when you repay, then the repayment will show "the repayment date has passed". This situation is considered overdue. The credit report will be reported to the central bank by the system and an overdue record will be left in the personal credit report.

3. What is the credit card repayment date?

The repayment due date is the last day of the interest-free repayment period. The repayment date is a deadline, and the repayment money must generally be deposited into the account before this date. Prior to this, repayments are interest-free. Overdue interest and late fees will be charged.

Each bank has different regulations on this day.

To calculate the repayment date, the credit card repayment date is generally 20 days after the statement date.

Four. How to calculate credit card repayment date?

Credit cards from different banks have different calculation methods, but there are two types: First, it is clearly stipulated that a certain day of each month is the interest-free deadline, and the interest-free period is calculated from the consumption date to the deadline. The second is that the cardholder sets a billing date, and then sets the latest repayment date based on the billing date. The interest-free period is the date between the consumption date and the latest repayment date.

How to check the credit card repayment date

After the monthly statement date, the bank will send you a statement with the amount due. If you do not receive the bill in time or want to check the unpaid bill, you can use the following methods:

1. Register and log in to the credit card website to check;

2. Log in to the mobile banking to check.

3. Follow the official WeChat public account and bind your credit card to check.

4. Customer service hotline.

5. Bank branches.

How should you look at the credit card repayment date?

How to check the credit card bill date and repayment date is through the mobile banking, online banking, official APP and WeChat public account of the corresponding bank, enter the corresponding platform to find the relevant page of the query, and select bill management to query That’s it.

You can also call the customer service number of the corresponding credit card and make inquiries through the manual service channel.

In addition, the bank will send statements to customers every month, so customers will know when the billing date and repayment date of the card are through the statement of the current month.

Credit Card Repayment Date

1. The bank clearly stipulates a certain day as the credit card repayment date. For example, the Peony Credit Card of Industrial and Commercial Bank of China stipulates that the billing date is the last day of the month. The payment date is the 25th. For example, if a user makes a purchase on January 1st, he or she can repay the payment by February 25th at the latest and enjoy an interest-free period of up to 56 days;

2. Bank regulations for credit cards The repayment date is the number of days after the bill date. For example, the repayment date for China Construction Bank, Bank of China, CITIC Bank, etc. is 20 days after the credit card statement date. The repayment date for Bank of Communications and Agricultural Bank of China credit cards is 25 days after the statement date. For example, the Agricultural Bank of China credit card statement date is 10 days, then the repayment date is It’s the 5th;

This ends the introduction on how to know the credit card repayment date and how to know the credit card repayment date. I wonder if you have found the information you need?