How to open the card for the first time

There are two ways to activate the credit card of Shanghai Pudong Development Bank:

1. Call the customer service phone of Shanghai Pudong Development Bank: 8-82-8788 or 4-82-8788;

2. according to the voice prompt, press "7" and select the "credit card activation" function;

3. Enter the relevant information for applying for a credit card;

4. Sign in the card signature field that the credit card with usual signature is activated.

2. Activation of online banking

Take Apple 11iOS14.7.1 Shanghai Pudong Development Bank 7.1. as an example

1. Log in to the homepage of Shanghai Pudong Development Bank Credit Card Center and select the function of "Activate Credit Card Online";

2. enter the credit card activation page and enter the credit card and other information according to the prompts.

Credit cards are like a double-edged sword, which can solve the temporary economic crisis. However, the purpose of issuing credit cards by banks is to make money. Credit card consumption is a non-cash transaction payment method, and there is no need to pay cash when spending, and repayment will be made on the billing date. Once the interest-free repayment period is exceeded, high interest will be charged, usually five ten thousandths of the interest per day.

first of all, the credit card is not the personal property of the cardholder, but is borrowed by the cardholder with "credit" as the guarantee. Only when the card issuer judges that "this person is creditable" (specifically, has repayment ability) according to these conditions can the credit card be issued. Secondly, it is necessary to clarify the significance of signing the bill.

Signing means acknowledging that "the loan I bought today must be paid, and now I will take the goods I bought first", which means that I will absolutely keep my promise. The credit card system was introduced from Europe and America. There is a concept of contract here. Signing is to acknowledge the terms of the contract.

credit card application process:

1. Application

In most cases, citizens with full capacity for civil conduct (citizens over 18 years old in Chinese mainland) and a certain direct financial source can apply for a credit card from the issuing bank. Sometimes, legal persons can also act as applicants.

2. Review

After receiving the application form and relevant materials submitted by the applicant, the issuing bank shall review the applicant's credit standing. The contents of the review mainly include whether the contents of the application form are true or not, evaluating the credit degree of the applicant, and reviewing the relevant information of the guarantor for the individual.

3. Card Issuing

After the applicant successfully applies for a credit card, the card issuing bank will open a separate credit card account for the cardholder at the card issuing bank for shopping, consumption and settlement after cash withdrawal.

4. Card opening

Since the card is sent by post after the credit card application is approved, there is no guarantee that the recipient is the applicant. In order to protect the applicant and the bank from theft, the credit card has a card opening program before it is officially opened. Card opening is mainly through telephone or internet, etc., to check the relevant personal information provided at the time of application, and complete the card opening procedure after it meets the requirements.

at this time, the applicant becomes the card holder, and can officially start using it after signing on the back of the card. After a credit card is opened, it is generally necessary to set a password for the card. After accepting credit cards, credit card merchants or banks should review the validity of credit cards and the identity of cardholders.

How to activate and open Pudong Credit Card

Pudong Credit Card can be activated and opened by various methods, such as calling the customer service hotline of Pudong Credit Card, bank counter, online banking, etc. Alipay activation steps: 1. Open Alipay APP, and then click the location shown by the red arrow to display the search box.

2. Enter "PUFA Credit Card" in the search box, and then click Search. In the search results, click the position shown by the red arrow to enter a new page.

3. After entering a new page, click "View" indicated by the red arrow, and then enter a new page.

4. after entering a new page, click "account service" as shown by the red arrow, and a pull-up menu will appear.

5. find "online activation" indicated by the red arrow in the up menu and click to enter a new page.

6. enter relevant information in the new page, and then click "submit" as shown by the red arrow, and the operation is completed.

bank counter method: Just bring your credit card and ID card directly to the bank counter, and you need to set the transaction password and inquiry password.

telephone activation method: the user calls the customer service phone directly and turns to manual operation. After explaining his intention, the customer service will help the customer to activate.

after the credit card is activated, it can be used normally. However, it is best to use the new credit card step by step, and don't brush all the quotas at once. At this time, you can spend in small amounts and multiple times. Pay attention to the diversification of the scenes when spending, and don't brush all the quotas at once.

users should pay back on time after using the credit card, and there should be no overdue repayment, because there will be penalty interest after overdue repayment, and the longer it takes, the more penalty interest will be generated. Moreover, after overdue repayment, the bank will make a collection, and the common collection method is to call the cardholder. Version information: Take Alipay version 1.2.6, Apple 13(IOS15.4.1 system) and Huawei mate4(HarmonyOS2 system) as examples.

how to open the credit card of Shanghai Pudong Development Bank?

It can be opened on the official website of Shanghai Pudong Development Bank, as follows:

1. First, enter "Shanghai Pudong Development Bank" in the search bar, and click on the official website in the list to enter.

2. Then select the "Credit Card" indicated by the red arrow in official website of Shanghai Pudong Development Bank.

3. Next, select "Online Activation" in the page indicated by the red arrow in the figure below.

4. Next, in the activation page, just enter the credit card and other information according to the page prompts, and finally click "Submit".

Let's stop here for the introduction of how to open Pudong Credit Card.