The fast electronic loan repayment business supports qualified fast electronic loan customers to apply for the extension of the 6th, 9th and12nd installments within 30 days before the loan expires, and repay part or all of the fast loan principal.
Eligible customers can display the "installment application" button on the corresponding loan page within 30 days after maturity. The installment interest rate is calculated according to the actual interest rate shown at the time of application. If there is no installment button or the installment prompt does not meet the requirements, please return the loan principal and interest on time so as not to affect the credit investigation.
In addition, the quick loans handled by stages cannot be partially repaid in advance, but they can be settled in full at any time.
Extended data
The longest service life of CCB Express Loan is 1 year, and it can be withdrawn at any time as long as there is a quota within the service life. In other words, after the quick loan installment repayment of CCB, it can be reused as long as the quota has not expired. However, there is a precondition that the applicant must pay off all the installments before borrowing. It is not possible to borrow money after paying off several installments.
In addition, it should be noted that even after all the quick loans of CCB are paid off in installments, the quota has not expired, but if you apply again, you must pass the bank review. After all, every time you apply for a quick loan, the bank will re-evaluate the user's credit conditions. In addition to personal factors, it also includes the use of CCB fast loans.
If you didn't repay the loan in time last time, it will affect your re-application and may be rejected directly by the bank. Therefore, if you don't want to affect the subsequent reuse after handling the fast loan of CCB, you must remember to repay the loan on time and keep it in good condition.
What are the repayment methods of CCB's fast loan? 20 19 can be repaid in installments!
CCB's fast loan is a rare conscience product, which belongs to bank credit loan, with convenient payment, low interest rate and simple procedures, and is very suitable for people in urgent need of money. The biggest feature of CCB's fast loan is the repayment method, which can be repaid in many ways. Today, we will briefly introduce it.
1. What are the quick repayment methods of CCB?
1, you can borrow it or return it. For some users, the income is unstable, and they may be well off at this time. If they want to repay in advance, they will pay less interest. Fast loan supports this function, they can repay in advance for free, and the interest is calculated on a daily basis.
2. Repay on a monthly basis. Since CCB's fast loans are divided into five products: fast e-loan, financial e-loan, pledge loan, car e-loan and wo e-loan, some products can be repaid on a monthly basis, which is suitable for people with stable income and reduces the pressure of one-time repayment.
3. Repay the principal and interest. The most popular repayment method of CCB's fast loan, such as applying for a loan 12 months, can repay the principal and interest in one lump sum on the last day, that is, repay the principal and raise interest rates. Some borrowers said that after borrowing 80,000 yuan, they would repay 80,000 yuan of principal plus 5,000 yuan of interest one year later.
4. Repayment by installment. 2065438+2009 CCB's new fast loan function allows users who are unable to repay in installments.
Second, CCB's fast loan introduced installment repayment.
2065438+At the beginning of 2009, CCB Express Loan launched the installment repayment function. The portal is only open to some users for the time being, and you can view the application interface. The specific application process is as follows:
1. Log in to the mobile APP of CCB, select the "quick loan" function and click "repayment";
2. Click "Apply for Installment" for Quick Easy Loan. If there is no option, it means that you are not qualified for the time being;
3. Check the installment details, and the annual interest rate, monthly repayment date, installment number and so on will be displayed. , and confirm to enter the next step;
4. Confirm the staging information, enter the SMS verification code, and click OK to stage. Remember to repay the loan on time every month.
To sum up, according to the above operation, you can repay in installments, reduce the pressure of repayment, and use the extra money for other investments and consumption. Give it a try to all friends who have the fast loan quota of CCB!
How to negotiate installment repayment for CCB's fast loan
CCB's fast loan includes four products: fast e-loan, car e-loan, pledge loan and financing e-loan. Among them, customers who apply for fast e-loan can directly log in to the mobile banking or online banking of China Construction Bank within 30 days before the loan expires, and apply for partial or full repayment of the principal of the fast e-loan in phases 6, 9 and 12.
Even if other fast loan businesses do not provide deferred installment repayment, customers can try to call the customer service hotline 95533 of CCB to negotiate with the customer service staff and apply for extending the repayment period and installment repayment.
During the negotiation, the bank will clearly explain the personal situation, indicating that it is not malicious overdue, but it is really unable to repay, and provide corresponding proof materials (such as unemployment certificate, proof of termination of labor contract, etc.). ) and expressed willingness to actively repay. CCB will consider it as appropriate.
China Construction Bank (China Construction 1)
On Bank), formerly known as the People's Construction Bank of China, was established in June 1 954+1October1(later renamed as China Construction Bank on March 26th, 1996). The head office is located at No.25, Financial Street, Beijing. The main business areas of China Construction Bank include corporate banking, personal banking and treasury business. It has branches and subsidiaries in 29 countries and regions, and subsidiaries in many industries such as funds, leasing, trust, life insurance, property insurance, investment banking, futures, sedan chair pension and so on.
China Construction Bank has a broad customer base, maintains banking contacts with many large enterprise groups and leading enterprises in China's economic and strategic industries, and its marketing network covers major regions of the country. 20 16 On June 30th, the British Banker magazine published the ranking of 1000 big banks in the world, and China Construction Bank ranked second. On February 20 17, brand finance released the list of the top 500 global brands in 20 17, and China Construction Bank ranked 14. In 20 18, Fortune Global 500 ranked 3 1.
20 18 February, the "Top 500 World Brands of 20 18" compiled by the World Brand Laboratory was announced, and China Construction Bank ranked 203rd. July 20 19 was selected as the Fortune Global 500. "Belt and Road" China enterprises ranked 40th on the 100 list. 20 19 12, China Construction Bank was selected as the brand of 20 19 China Brand Power Festival 100. 20 19 12 18, People's Daily released the China Brand Development Index 100 list, and China Construction Bank ranked 25th. 20201October 4th, 65438, won the evergreen award of Caijing 2020 "Sustainable Development Benefit Award". In March 2020, it was selected as one of the top 500 global brands in 2020 13.
By the end of February of 20 1 1, 1, there were1,58 1, including the head office, 38 tier-one branches, 304 tier-two branches, 8,835 branches and 4,402 branches, and The regional layout is concentrated in megacities, central cities, strong counties and rich towns. There are overseas institutions in 13 countries and regions, 9 overseas branches in Hong Kong, Singapore, Frankfurt, Johannesburg, Tokyo, Seoul, new york, Ho Chi Minh City and Sydney, 2 representative offices in Taipei and Moscow, 2 subsidiaries in London and Hong Kong, and 1 investment bank subsidiary in Hong Kong. It owns five domestic subsidiaries: CCB Fund, CCB Leasing, CCB Trust, Sino-German Housing Savings Bank and CCB Life Insurance. There are about 329,000 full-time employees.