Yes. After activation of the Bank of China Pound and Pound Dual Currency Master Credit Card, you can make overdrafts and make purchases with the card in various shopping malls and supermarkets. The Bank of China Pound Sterling Dual Currency Credit Card is a relatively good credit card. Although it is a single-currency card, you can deposit RMB in China and then purchase foreign exchange and repay it over the phone, which is more convenient. But approval takes 1 month, so it’s best to plan the time well.