The conditions required for credit card application are as follows: 1. Aged 18 or above; 2. Hold a valid ID card;

3. No bad credit record;

4. Proof of regular employment;

5. Proof of income stamped with the financial seal of the unit;

6. Other proof of financial resources, such as real estate, cars, stocks, bonds, etc. ;

7. Social pension insurance certificate;

8. Provide two contact persons. ?

Article 34 of the "Credit Card Business Management Measures"

The card-issuing bank shall establish a credit card management system to clarify cards, passwords, letters, envelopes, card production documents and related work Management responsibilities and operating procedures for the generation, handover, storage, confidentiality, use monitoring, and inspection of personnel operation passwords to prevent the occurrence of major risk accidents.

Article 35?

Commercial banks shall establish a credit card business application material management system, and the head office (head office, foreign-funded legal person bank) shall uniformly number the credit card application materials and A registration system will be implemented for the entry, use and destruction of application material information.