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If I apply for a Bank of Communications credit card, will I call my employer?

If you fill in the phone number and extension number of your company, the bank will call to verify it when reviewing the card to prove the authenticity of your information. This is a procedure, it will definitely happen, and it is very important. Important

1. Credit cards require a stable job and income. When filling out the form, you must write down your work phone number. The bank will call this number for a follow-up visit to verify the applicant's information.

2. The bank’s routine of calling the company is basically to confirm from the employee who answers the phone whether the applicant is an employee of the unit. If confirmed, the applicant will answer the phone in person. Therefore, after applying for a credit card, be sure to say hello to the employee who answers the phone and make yourself familiar. Fortunately, the bank can answer the call in time when calling back.

Then when the applicant answers the phone, the bank will start to ask the applicant questions, such as the full name of the employer, address of the employer, home address, job position, working years, income, etc., usually The questions are asked based on the content filled in the application form, so you can answer the questions how you filled out the application form.

3. Contents of the return call

The bank will ask the applicant whether he or she applies for the card, ID number, home address, home phone number, name of work unit, work address, unit Phone number, current position, working experience, etc. These are all personal information filled in when applying for the card. As long as you are familiar with it and remember it, and the answer is consistent with the information filled in when applying, you can call back for a follow-up visit.

4. Here comes the point! You may also ask some weird questions, and these weird questions are the key to the card removal rate.

(1). What is your zodiac sign?

This question is not difficult. Anyone who applies for a card by himself will answer this question. So why does the bank still ask? The reason is that intermediaries apply for cards and answer customer calls on their behalf. Many old intermediaries may have encountered this problem.

(2). Your emergency contact name and contact number

For example, the contact numbers of your family members and friends that you filled in at the time.

(3). Do you know XX from your unit?

You said there might be this person, but it’s okay if you’re not familiar with him. The unit is very big and you’re not sure. If you want to say that the probability of knowing Liang is more than 99%.