The process is as follows:
1. As long as the application materials are complete, it usually takes 8 working days to review your application materials from the audit department.
2. After approval, the card will be made for the customer within 2 working days.
3. Send it to the customer by registered mail according to the billing address. Generally, the sending time of registered letters is within 15 days.
I. Credit card application conditions
Adults over 1 and 18;
2. If there is no credit card, it is required to provide the company's financial certificate, income status and other relevant certificates;
I must provide my ID card.
Second, the credit card application method
1. Please log on to the credit card website and select "Apply for Credit Card"-"Apply for New Customer";
2. Please bring your original identity certificate, work certificate and financial documents to the business outlets of China Merchants Bank in person;
3. You can also call the customer service hotline, select "3#" in the voice for credit card application consultation, and then select "1" to transfer the service specialist to register for you and inform the local staff to contact you to confirm the application.
III. Precautions for Credit Card Repayment
1. Credit card repayment time is changed to three days after payday-
Generally speaking, the repayment date of a credit card is random, but this date can be modified manually. Then why set the repayment date three days after the salary is paid? The reason is simple: take back the credit card as soon as the salary arrives, even if there is something wrong with the credit card that day, there are still two days to buffer.
2. Distinguish the repayment date and billing date of the credit card-
The credit card bill date is the date when your credit card total amount is calculated within one month. The money on the bill is the money that must be repaid on the repayment date in about 20 days.
The credit card repayment date is the day when you have to repay the credit card bill of last month.
Fourth, credit card withdrawal skills
1. Generally speaking, there is a time limit for withdrawing cash by credit card. Generally speaking, it takes 3 months or more to apply for credit card withdrawal for the first time. But different banks have different regulations. It is best to contact the issuing bank to confirm clearly.
2. After the first withdrawal is successful, it takes a period of time for the second withdrawal, usually three months to apply, and some banks stipulate six months.
3. If you want to withdraw cash successfully, you must not have bad behaviors such as overdue during the card use period, and you must maintain a good credit record. In addition, understanding the bank's preference is also a key point to improve the success rate of withdrawal.