1. Hello! I am an overseas visitor of XX Bank. Because your credit card in your bank is overdue, we need to deal with related matters. I came to your residence today, but you didn't seem to be at home. In order not to delay the handling of the matter, I hereby leave a message. Please contact me in time so that we can communicate further.

2. My phone number is XXX-XXXXXXXX, so you can call me at any time. If it is convenient for you to contact me now, you can also reply to this message directly, and I will reply to you as soon as possible. In order to protect your privacy, our working hours are from 9 am to 6 pm every day. If you contact me at other times, I will reply to you as soon as possible.

3. Finally, I hope you can handle the overdue credit card as soon as possible, so as not to affect your credit history. If you have any questions or need help, please feel free to contact me and I will try my best to help you.