Don’t worry if it’s still early for a credit card. The repayment amount will offset the bill amount. If the repayment amount is too high, it can offset the unpaid bills. However, the repayment amount can be consumed and offset against bills, but cannot be withdrawn for consumption. If you withdraw it for consumption, interest will be calculated on the withdrawn amount on a daily basis.

There are several ways to repay credit cards:

1. Automatic repayment

When applying for a credit card, the applicant will enter the "Repayment Information" column , select "Automatic Repayment" and provide the card number or account number of your debit card, current savings account or current savings account. After the credit card is successfully opened, if there is no abnormality in the account, automatic repayment can be completed before the due payment date.

If you do not select "automatic repayment" when applying for a credit card, after the credit card is successfully opened, you can contact the bank's customer service staff or the counter to handle the self-service repayment service, or you can automatically set up the automatic repayment service through the Internet .

2. Active repayment

Online bank transfer: Use the debit card of another bank to repay the CCB credit card through the "inter-bank collection and payment" service of the bank where the account is opened, or directly Use CCB savings card to repay.

Mobile banking transfer: Instant repayment through CCB mobile client.

Bank self-service terminal repayment: At CCB’s self-service terminal repayment service machine, you can use a debit card to self-service at a 24-hour deposit and withdrawal machine (CDM) or automatic teller machine (ATM). The device transfers funds to the credit card for repayment; you can also use cash self-service repayment through the deposit and withdrawal machine (CDM). If you forget to bring the credit card that needs to be repaid when repaying, you can enter the credit card number manually through "cardless deposit" or easily Repayment.

Over-the-counter repayment: You can make cash repayment at the counter of a China Construction Bank outlet or transfer repayment to a credit card account through your CCB bank debit card, current all-in-one or current savings account; Inter-bank repayment can be made through the counters of other banks. Please consult the transferring bank for specific charging standards for inter-bank counter repayments. After the repayment is successfully credited, CCB will send a text message notification.

Third-party payment platform repayment:

Alipay:

①Log in to Alipay and select the "Credit Card Repayment" business;

②Select If you need to repay a credit card, enter the repayment amount and click to confirm the repayment;

③Select the repayment method and the repayment is successful.

Tenpay:

① Log in to WX and pay attention to "Credit Card Repayment";

② Enter the session interface and select "Repay Now" in the menu bar ;

③Select the repayment card;

④Repay, enter the bill amount, and repay immediately;

⑤Just wait for the payment to arrive.