Personally, many people's income is not very high. Is it feasible to use credit cards frequently? My answer is: this kind of operation is definitely not feasible, and it will make you embarrassed and helpless. It is equivalent to spending tomorrow's money to realize today's dream. Although the dream is round, it will be robbing Peter to pay Paul, so that you will always be in? Negative? A state, every month to the repayment date will be very flustered.
Nowadays, there are many people who often overdraw their credit cards. Most people should spend money by overdrawing their credit cards because their income is not very high. If there are not many credit cards overdrawn and their salaries can make up for them, they can still make good use of them. I know the number in my heart, so I won't be so flustered when the repayment date comes every month, and even use various ways to squeeze out money to pay back the credit cards. If it is that kind of spendthrift, I don't know how to save.
because people who spend a lot of money can't repay normally, they have to go as soon as they get their salary? Fill the pit? After filling the pit, I have to start my excessive consumption again. I still don't know how to control my money, and even my consumption level has exceeded my salary. Will this fall into one? Endless loop? If the salary is not enough, then you can only use a credit card to make up for it, and you will use a credit card to spend money. This will never end, forever? Negative? Yes, let alone saving money, it is very good to keep yourself out of debt.
Credit card is a double-edged sword. For many people with low incomes, if they want to touch the credit card, they can overdraw it a little, and don't spend too much. If they overdraw the credit card too much, they will be very embarrassed, otherwise they will snowball, and they will be under great pressure. They will always be debtors, and even rob Peter to pay Paul, and eventually they will fall into a bottomless pit.