When purchasing a mobile phone at the CCB Credit Card Mall, you can use a credit card to pay in full or in installments.

The characteristic of installment payment is that it is not restricted by stores and commodities, and enjoys dual credit limits at the same time, which does not affect daily credit consumption, making card-holding consumption more free and convenient. You can apply for two or more consumption installments at the same time, but each consumption installment will be charged an installment fee at a corresponding rate on a monthly basis based on the total principal amount of the consumption installment. You cannot apply for consumption installments again for consumption transactions that have been applied for. Currently, the starting amount for a single transaction when applying for installment payment with a CCB credit card is RMB 1,000, and the maximum amount is the credit limit of the cardholder's credit card.

CCB Credit Card offers 3-month, 6-month and 12-month installment payments, and cardholders can choose the number of installments freely. CCB's credit card installment business charges customers in the form of monthly handling fees. The standard monthly handling fee rates are: 0.70 for 3 months, 0.60 for 6 months, and 0.60 for 12 months. 0.60.

For details, please consult the CCB Credit Card Center.