Is it generally easy to get a Bank of Shanghai credit card?

OK, credit card application process:

1. Fill in the application form;

2. Give The bank's personal information and photocopies of the information;

3. The bank sends it to the credit card center;

4. The credit card center conducts auditing, card printing, and card issuance;

5. After I get the card, I open it and wait for the password letter. What is the general credit limit for Bank of Shanghai credit cards?

The limit mainly depends on the individual’s overall score.

Conditions for applying for a credit card:

1. Be over 18 years old and have full capacity for civil conduct;

2. Have a good credit record;

3. Applicants can apply for no more than two supplementary cards for their spouses or relatives who have full capacity for civil conduct.

Materials for applying for a credit card:

1. Identity certification materials: photocopy of resident ID card or military officer ID card;

2. Work and income certification materials;

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3. Other proof of financial resources: such as a photocopy of the real estate certificate, a photocopy of the vehicle driving license, a photocopy of the deposit receipt, etc.

Credit card application method:

1. Bring credit certificate to the counter to apply: The applicant is required to submit a relatively complete asset certificate file and submit the above to the bank for audit by the bank's back-end audit department.

2. Online banking application: The applicant uses a savings card account in his or her name to open online banking, enter the official website of the required bank, enter the card number, login password and verification code to enter the online banking page. Click "Credit Card Service", you can choose to apply for a credit card under the credit card service page, fill in the information and submit it. The audit progress and results will be displayed on the online banking. How long does it usually take to apply for a Shanghai Bank credit card?

About 15 days, but after the card arrives, you still have to wait 1 week to get the password slip? What is the general limit of Shanghai Bank's general credit card?

The credit card limit is based on the individual's qualifications. The better the qualifications, the higher the limit

Two popular cash withdrawal methods recently:

One way is to withdraw money directly from a UnionPay deposit and withdrawal machine. In this case, only half of the credit amount can be withdrawn. For example, if the trust limit is 50,000, the maximum withdrawal can only be 25,000;

Another common withdrawal method The only way is to flash it on the POS machine. In the form of virtual messages, the merchant charges a small fee and gives you cash directly. And the bank doesn't know how you got it. Think of it as shopping. There is an interest-free period. Some are 50 days, so as long as you pay it off within the specified time, no interest will be charged.

Note: If the cardholder cannot repay the loan on time, he will have to bear overdue repayment interest that is higher than the overdraft interest, and it may cause a bad credit record, and it will be difficult to borrow funds from the bank in the future. If there is a problem, you may even have to bear the legal risk of losing personal credit. Are Shanghai Bank's credit card points good?

Shanghai Bank's credit card points can be redeemed for mileage. Specifically, you can log in to the Shanghai Online Banking program to redeem points.

Can Shanghai Bank Credit Card be used?

Any bank

will definitely pay attention to your income when considering successfully issuing a credit card to you. If your income is unstable, it is generally difficult for banks to successfully issue credit cards. At the same time, it should be noted that if your income is very low, even if you successfully apply for a credit card. The credit card limit will not be very high either.

2. Good credit record.

Nowadays, credit records are all online. If you have a bad credit record in one bank, other banks can also see it. Therefore, if your credit is stained, it is possible to get a credit card. At the same time, bad credit records also have an impact on personal life and work. You must learn to cherish your credit.

3. After applying for social security, the balance of social security is very large.

Here, it must be said that many people may have false income certificates, but it is difficult to falsify social security. When you provide your social security card to bank staff, the bank staff can check the balance. If you have purchased social security for a long time and have a large balance, the credit card you apply for will generally be approved successfully, and the limit will be relatively higher.

4. Have certain asset certificates.

Of course, it is very convenient to apply for a credit card if you have proof of assets. But what I have to say here is that generally, if you own a house, the bank will only recognize the house certificate from the bank branch where the credit card you apply for is located. If you have a lot of fixed assets, applying for a credit card is naturally a no-brainer.

5. Please bring your personal ID card when applying.

At present, due to the fierce competition in the credit card business of various banks, as long as you have a job and go to the bank with your ID card to apply for a credit card, generally as long as it is not a gold card, your application will be successful, and the same is true for China Construction Bank in this way. However, if your salary is paid by China Construction Bank, the probability of successfully applying for a credit card will increase a lot.

6. Other convenient conditions for successfully applying for a credit card.

Here we would also like to share some things that can increase the probability of successful credit card application. If you apply during the Bank of Shanghai credit card promotion, or apply through the recommendation of friends who use CCB credit cards, the probability of success will be high. At the same time, if you have a credit card from another bank, you can also try to apply for a card using the card. In short, after you successfully apply for a credit card, you must understand the card type, charges, cash withdrawals, etc. of your credit card before opening it. Remember to spend rationally and do not blindly swipe the card! Shanghai Bank Credit Card Shipping Inquiry

Users can just call the Bank of Shanghai customer service hotline to inquire about the progress of their credit card application. Bank of Shanghai credit card balance inquiry, can I withdraw money with a Bank of Shanghai credit card?

To apply for a bank credit card, you need to meet the following conditions: in most cases, those with full capacity for civil conduct (citizens over 18 years old in mainland China), Citizens with certain direct financial resources can apply for a credit card from the card-issuing bank; to apply for a credit card, a person must have a fixed occupation and a stable source of income, and provide a guarantee to the bank. The forms of guarantee include personal guarantee, unit guarantee and personal fund guarantee. How about Shanghai Bank Credit Card?

Bank of Shanghai credit card replacement: 1. Call the Bank of Shanghai customer service hotline 021-962888 to apply for a new card, and select the nearest card collection outlet. After about 5 working days, you can present your valid ID card The original and the Bank of Shanghai credit card replacement notice mailed to you by the bank and the old card will be collected at the nearest location where you can pick up the new card. 2. Go to the Bank of Shanghai Credit Card Center Business Hall (No. 8, Beihai Road) to have a new card issued on the spot with your original valid ID card, and return the old card to our bank at the same time.

Are you satisfied with the above answers?