First, to apply for a credit card, should the bank call the company to verify that it must be answered by myself?

You don't have to answer it yourself. The bank just checks whether your information is true or not, and calls your company just to check your salary and what you do, so as to determine your credit limit! Now many people cheat the bank with false information, and the bank is for the sake of safety! You don't have to answer it in person. The bank just checks whether your information is true or not, and calls your company just to verify your salary and what you do, so as to determine your credit limit! Now many people cheat the bank with false information, and the bank is for the sake of safety! For reference only!

second, when making a loan, can't the bank call the company's fixed telephone to inquire if it is answered by myself?

Yes, since it is the company's telephone, it may not be answered by yourself, but the bank's verification should be consistent with what you said when applying.

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third, when making a loan, can the bank call the company's fixed telephone number and not answer it in person?

Yes, but first of all, you should ensure that the information that the person answering the phone replies to the bank is consistent with the information that you gave to the bank, or simply ask the colleague who answered the phone to answer you directly, so that the bank will call your mobile phone to verify the specific loan information, and make sure that you are sure and clear about the loan information yourself.

fourth, when making a loan, can the bank call the company's fixed telephone number and not answer it in person?

Yes, but first of all, you should make sure that the person answering the phone replies to the information of the bank with the information you gave to the bank, so that the bank will call your mobile phone to check the specific loan information, and make sure that you confirm and understand the loan information yourself.