Transactions that occur before 22:00 on the postal credit card bill date will be included in the current bill.

Postal Credit Card Statement Date means that the Postal Savings Bank Credit Card Center regularly summarizes and settles various transactions and expenses that occurred in your credit card account in the current period every month, and calculates the interest and calculates your total debt for the current period. Amount and minimum payment date.

Banks are financial institutions established in accordance with the law to engage in currency and credit business. It is the product of the development of commodity currency economy to a certain stage.

Function

A bank is an enterprise that operates money. Its existence facilitates the raising and financing of social funds. It is a very important member of financial institutions.

We can see that the business of a bank is, on the one hand, it collects idle monetary funds and small monetary savings in society by absorbing deposits, and then lends them in the form of loans to those who need to replenish currency. people use it; here, the bank acts as an intermediary between lenders and borrowers.

On the other hand, banks handle currency collection, payment, settlement and other services for commodity producers and merchants, and they also act as payment intermediaries. In short, banks play the role of credit intermediaries.

The basic functions of commercial banks include: credit intermediary, payment intermediary, credit creation, and financial services.

Corporate Business

Postal Savings Bank

Investment and financial management: financial management, insurance, funds, precious metals, treasury bonds, fund custody, asset management plans, personal product information Query platform.

Credit card: credit card family portrait, credit card installment, points mall, credit card services, quick functions.

Debit cards and (deposits, loans and exchanges): debit cards, personal deposits, credit services, foreign exchange, payment and settlement.

Personal electronic banking: personal mobile banking, personal online banking, telephone banking, self-service banking, WeChat banking, savings SMS service

VIP services: VIP card, special services

Account services: service standards and procedures, convenient account opening, appointment processing, bank confirmation letters

Products and services: corporate deposits, corporate credit, cross-border finance, domestic Trade financing, bill business, cash management, corporate financial management, custody business, investment banking, corporate settlement, fund custody

Corporate electronic banking: corporate online banking, telephone banking, self-service banking, bank-enterprise direct connection

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Value-added services: financial solutions, business guides

Inter-bank finance

Three rural services

Three rural services: Youyidai-Jisuidai, Nong Dai Tong, Zheng Dai Tong, Industrial Chain Operation Loan, Shang Dai Tong, Agricultural Professional Cooperative Loan

Small Business Services

Small Business Credit Products: Youyidai-Small and MicroEasy loans, science and technology small business loans, general small business loans, and special small business loans.