Advantages of Bank of Communications Credit Card:

1. The threshold is very low;

2. The initial limit is very high;

3. The discount is very Many;

4. Repayment is quite convenient.

Disadvantages of Bank of Communications Credit Card:

1. The system can only automatically increase the limit, but cannot apply for an increase, and manual intervention is not possible;

2. Cheating text messages Reminder fee;

3. Cash withdrawal fees are very expensive;

4. Full penalty interest;

5. Strict risk control.