It's in the name of the company, not a credit card.

after the company meets the requirements and deposits a certain amount of reserve fund as required by the bank, the bank will open a credit card deposit account for the applicant and issue a credit card. You can apply for several corporate cards, and the cardholder qualification shall be designated and cancelled in writing by the legal representative of the applicant or his entrusted agent.

during the use of the corporate card, all the funds in its account shall be transferred and deposited from its basic account, and cash shall not be deposited, and the proceeds from sales shall not be deposited into its account. The cardholder of the unit card shall not be used for the settlement of commodity transactions and labor supply funds of more than 1, yuan, and shall not withdraw cash.

The company settlement card is based on the password. If the password is not known by anyone other than the cardholder, there will be no security problem with the funds. At the same time, in order to facilitate the monitoring of the use of settlement cards by the unit, the unit may, according to the actual situation.

Individualized setting of payment limits for settlement card counters, ATM transfer, cash withdrawal and POS consumption, and control of the use of settlement cards in various channels have undoubtedly greatly improved the security of funds.

Extended information:

According to the relevant person in charge of the accounting department of Guangdong Branch of China Construction Bank, the biggest advantage of the settlement card is its convenience, rapidity and rich channels of use, which is very suitable for small and medium-sized enterprises with flexible capital turnover and frequent bank trips. At the same time, another feature of the settlement card is that it also has the function of account management.

Customers can associate the accounts opened in CCB, such as corporate bank settlement accounts, time deposit accounts, loan accounts, margin accounts and other wealth management accounts, with the settlement card as needed, so as to facilitate account control. This is also very suitable for the fund management needs of large enterprises or enterprise groups, and multiple accounts opened in CCB can be linked to one settlement card at the same time.

Baidu Encyclopedia-Corporate Card

Phoenix. com-China Construction Bank launched corporate settlement cards for corporate customers.