1. repayment amount: the repayment in this period is full repayment, that is, repayment is made according to the bill amount. The minimum repayment is the minimum repayment amount of the bill amount, which is generally 1% of the bill amount.

2. Expenses incurred: If the minimum repayment is selected, it will not affect the credit information, but it will generate additional interest, and reduce the comprehensive score of the bank to users, which will affect the future credit card limit.

3. Impact on credit: Full repayment helps to improve personal credit, while minimum repayment may have a negative impact on credit.