if you spend by credit card, the repayment on the last repayment day is interest-free; If it is the minimum repayment amount, it is a full penalty interest, and the daily interest rate is five ten thousandths. Interest will be calculated on the day of consumption until it is paid off;

The only difference is installment interest:

The handling fee rate of Bank of Communications credit card installment is calculated by the amount, which has nothing to do with the number of installments.

above p>5 yuan, .72% per month; More than 65 yuan, .7% per month; More than 12,5 yuan, .68% per month;

Everbright's optional installment fee will be charged in one lump sum in the month of installment;

the handling fee corresponding to the bill installment 3, 6, 9 and 12

2.5%

3.8%

5.5%

8%.