The reasons for the reduction of credit card repayment of CITIC Bank are as follows:
1) Suspected of cashing out: Cardholders often spend money on Taobao website, frequently make large transactions, and buy a large number of virtual goods with credit cards. The issuing bank will think that the cardholder is suspected of cashing out the credit card and put the credit card on the list of suspicious transactions, which will generally reduce the amount or even stop the card.
2) Frequent overdue behavior: Cardholders often fail to repay credit card bills on time, and banks will doubt the repayment ability of cardholders and think that there is a greater risk of default, so the credit line will be reduced.
3) Long-term non-use: If the credit card of CITIC Bank is not used for more than half a year, the credit card that is not used for a long time will not only have serious security problems, but also waste the credit line and be easily downgraded by the bank.
4) Too many times of cash withdrawal or installment: cardholders often use credit cards to withdraw cash or apply for credit card installment, which is easily suspected by banks of insufficient repayment ability or credit card risk, and it is very likely to reduce the limit.
1. 1987 At the beginning of this year, with the approval of the People's Bank of the State Council and China, CITIC Bank was formally established. Headquartered in Beijing. 1In April, 1987, the People's Bank of China approved CITIC Bank as a state-owned comprehensive bank, a subsidiary of CITIC Company, with independent legal personality. The registered capital is 800 million yuan. Self-management, independent accounting, self-financing. You can set up branches at home and abroad to operate approved banking business.
2. The meaning of the logo of CITIC Bank:
1) is ostensibly English for (China International Trust and Investment Company, China International Trust and Investment Company).
2) Like a pair of doors that are about to open, it means that CITIC is the frontier of opening to the outside world.
3) inner and outer rings. Brand Interpretation: The symbol of honesty, dignity and steady development comes from the seal of China. The first meaning of the seal is honesty. Chinese seal was called seal in ancient China. It is a symbol of power and dignity, a profound crystallization of China's culture for thousands of years, and reflects the wisdom and active pursuit of the people of China. The main color of printing is red, which also represents the rise, growth and development.