Credit card limit is one of the most basic characteristics of credit cards. When people talk about credit cards, the biggest concern is the overdraft limit. A few days ago, I received many card friends from CITIC Bank asking about CITIC's credit card limit. Let me tell you something.
China citic bank credit card line department
Citic credit cards are divided into ordinary cards, gold cards and platinum cards according to the amount and rights. The amount is as follows:
1, CITIC Credit Card Puka 3000- 10000 yuan;
2. CITIC Credit Card Gold Card 10000-50000 yuan;
3. CITIC Credit Card has more than 30,000 platinum cards, which are not capped.
Among them, the amount of platinum card is based on 30 thousand yuan, and the bank will decide after reviewing all aspects of users. If the card friend has the conditions, it may even reach more than 100 thousand yuan.
After introducing the credit limit of CITIC Credit Card, I will give you some suggestions on how to improve the credit limit of CITIC Credit Card.
CITIC Credit Card Limit Promotion Method
1, a business with more catering and entertainment;
2. installment 1000 yuan or so;
3. Provide the bank with large bank deposits, houses, cars and other materials that can prove your economic reality;
4. The credit card is bound to the savings card of CITIC Bank.
In addition to the above points, the specific method to apply for credit card quota increase is to call the customer service of CITIC Bank, indicating that you want to apply for credit card quota increase.
The above is the answer to the question of credit card limit of CITIC Bank. I believe that cardholders have a basic understanding of the credit card quota division standard of CITIC Bank. If you want to increase your credit card limit, you can also use the methods provided for you.
What is the minimum amount of platinum card of CITIC Bank?
The amount of the Platinum Credit Card of CITIC Bank is 6,543.8+0,000-50,000, and the amount that the applicant can get may be as low as 3,000 yuan and as high as 6,543.8+0,000 yuan. The amount of credit card mainly depends on the applicant's personal qualifications, not necessarily as much as stipulated. When applying, provide as many economic proofs as possible, such as real estate license, motor vehicle driving license and other properties under your personal name. In addition to financial resources, it depends on the nature of your work and income. When you get CITIC Platinum Credit Card, you should use this card for overdraft consumption and keep a good repayment record. After a period of time, you can apply to the bank for withdrawal and submit some other valid financial certificates to help the withdrawal application pass the examination and approval smoothly.
Generally, the credit card limit of 65,438+0,000-20,000 is determined according to the applicant's financial situation and credit situation, and there are many reference factors, such as the customer's work nature, education, income, personal stability, personal social credit, and the use of other financial products. If you are not satisfied with your credit card limit, you can apply for adjustment.
(1) Temporary quota increase
If there is a large consumer demand in a short time, you can call the credit card customer service hotline and ask for a temporary increase in the quota. If the bank meets the requirements of temporary adjustment, the temporary limit adjustment can be realized within 24 hours. The temporary line is valid for 30 days, and the credit line will be automatically restored to the original line after expiration.
(2) Long-term quota increase
When you need to increase the credit limit for a long time, you can call the credit card customer service hotline, and the bank will handle the demand for permanent adjustment in time according to the cardholder's credit card status and credit status:
1, frequently use credit cards to win by swiping the cards. In daily life, credit cards are used wherever you can swipe your card. Regular use will definitely help cardholders to increase their credit limit as soon as possible.
2. Ensure the amount of credit card spending every month. It is best to generate at least 30% of the total credit card consumption records every month. If it lasts for more than half a year, the banking system can easily recognize the cardholder's spending power and actively invite the cardholder to increase the credit limit of the credit card.
3. Ensure that the credit card can be repaid in full and on time. This is very important for credit card holders who want to raise the limit. If you can't repay in full and on time, there will be a bad record of credit card repayment, which will not only affect the cardholder's personal credit information, but also greatly extend the time for credit card to increase the credit limit.
4. Enrich the consumption types of credit cards. Different consumption types will reflect cardholders' different consumption concepts and spending power, and will also affect the progress of credit card promotion to some extent. Within the scope of our power, we will increase the opportunities for large-scale credit card spending to promote the credit card limit as soon as possible.
CITIC Bank's credit card has always been aimed at serving the public and will serve the public better in the future. Many people who have used credit cards know that credit cards are very convenient, not only in domestic supermarkets, but also in some foreign consumer places. Credit cards have greatly facilitated the general public and enabled banks to make more profits from them.
What is the minimum amount of CITIC Tencent Wangka credit card? It doesn't matter if the quantity is small.
The credit card industry has a new favorite-CITIC Tencent Wangka Credit Card. With the advantage of Tencent Wangka's user base, the number of cards issued continues to rise. Then, what is the minimum amount of CITIC Tencent Wangka credit card that the applicant is most concerned about? Look for answers together.
CITIC Tencent Wangka credit card has two grades: gold card and platinum card. Applicants can choose to apply for a card according to their own needs and credit situation.
However, there are certain interval standards for different grades of CITIC Credit Card:
Gold card amount: generally between 6,543,800 yuan and 50,000 yuan;
Platinum card quota: generally, it is a fixed quota of 50,000 yuan plus a temporary quota.
In the actual issuance process of credit cards, the minimum credit card limit of CITIC Bank is not so ideal. The bank will determine the initial credit card limit according to the credit conditions provided by the applicant:
The minimum amount for applying for a gold card with poor credit may not be 1000 yuan, but 3000 yuan, 5000 yuan and 8000 yuan can be used;
With good credit and strong economic strength, you can apply for a platinum card with a higher amount;
In short, the minimum amount of CITIC Tencent Wangka credit card has no fixed value, and everything is subject to bank issuance. If you encounter a low quota, I suggest you not to sell your card easily. It's easy to make good use of the amount in your card. There is rent for 20 yuan a month. Why not?
Reminder: CITIC Tencent Wangka Credit Card has been issued, but no card application platform has been found in the official channel of CITIC Bank. It doesn't matter. I will teach you how to apply for a credit card and how to apply for CITIC Tencent Wangka credit card. Preempt the card application platform, just tell you! .
How much is the gold card of CITIC Bank?
The minimum amount of ordinary gold card of CITIC Bank Credit Card is 6,543,800 yuan, and the maximum amount is 50,000 yuan. Of course, the more comprehensive and detailed the application materials you provide, the higher the credit limit you apply for. If the personal qualification is average, it is possible that the amount of gold card is not as high as that of Puka. \ r \ Ordinary credit card gold cards can enjoy a higher discount in preferential merchants, just like series cards, gold cards in the same merchant can enjoy a 20% discount. Many banks have launched credit card loss insurance services. After the cardholder loses his card, the bank will bear the annual credit card theft limit of10.5 million yuan. \ r \ For more information about the gold card amount of CITIC Bank, please visit: See More.
What is the credit card (debit card) limit of CITIC Bank?
1. The minimum credit card (debit card) of CITIC Bank readers is 10000 yuan, and the maximum is 50000 yuan.
2. The minimum credit card (debit card) of CITIC Bank is 50,000 yuan.
3. The minimum credit card (debit card) of CITIC Bank Magic Love Platinum is 50,000 yuan.
4. CITIC Bank UnionPay standard credit card (debit card) ranges from 8,000 yuan to 50,000 yuan.
So much for the introduction of CITIC's minimum credit card.