With the development of credit cards, it can be said that more and more people apply for credit cards, but many white households are always rejected when applying for credit cards. Many people don't know why, so why are white households always refused to apply for credit cards?

Why do white families always refuse to apply for credit cards?

1 strict.

White households have no credit records in credit reporting, and banks can't refer to them through credit reporting, so the requirements for white households are very strict. Strong supporting documents can be easily rejected if they are not perfect.

2 The information is untrue

Many white families do not even have jobs. In order to get a card, they just fill in company information, such as a fake work unit, landline, address, and even leave someone else's phone number. When the bank approves it, it will directly refuse.

No banking business.

If you have money in the bank, you have bought wealth management products, funds, insurance, etc. If the bank sells it, you can get extra points for getting a card. If you have no business dealings with the bank, then the bank will not be able to judge the income bank of the white household, thus refusing the application.

White households' applications for credit cards are always rejected, mainly due to the above reasons. If a white household wants to apply for a credit card, it can find a stable job, submit a work certificate to the bank, or submit a personal asset certificate to the bank, which is beneficial for the white household to apply.