Credit cards are stopped for many reasons.
1. Remember to confirm that the credit card is invalid when it expires.
If you have a bad credit record, don't cancel the card in a hurry.
Under normal circumstances, once the credit card is received and the account is cancelled, there will be no more expenses in the card. However, it is necessary to remind cardholders that account cancellation cannot be "reckless".
3. Loss reporting due to account freezing does not mean that repayment is not required; The bad record caused by the annual fee is the first record in principle, and you can apply for cancellation of the record. In addition, the freezing and loss reporting of accounts cannot be exempted conditions.