How to increase the credit limit of Agricultural Bank of China credit card? It is reported that in the daily process of using the card, use more installments; in the process of swiping the card, pay attention to the following points: first, swipe the card more, making at least 25 purchases per month; second, diversify consumption, it is best to use high-rate merchants , don’t just focus on catering or wholesale merchants.
1. Agricultural Bank of China’s first offer is 6 months after opening the card. It may be temporary at the beginning. You must not use the temporary limit of Agricultural Bank of China, as it will affect your ability to increase the fixed limit. The temporary limit of Agricultural Bank of China The quota is for 2 months. If you use it, you have to wait for the two months of the temporary quota to pass, and then another 3 months before it is possible to increase your fixed quota, so remember, the temporary quota of the Agricultural Bank of China, Never use it again. After the first withdrawal in 6 months, you can withdraw it every three months, and you can withdraw the limit 4 times a year. I really understand the Agricultural Bank of China card. I dare not say that there are too many cards. It is still very easy to get more than 50,000 in a year.
2. The Agricultural Bank of China raises the limit very quickly. They are afraid of large purchases. Some people like to spend money on gold jewelry, home appliances, and building materials. If you want to spend large amounts, whether it is using a machine or real consumption offline, That's fine, I can call the Agricultural Bank of China credit card customer service to report it, and just tell me that I have financial needs recently and want to buy something. After I have made an agreement with the customer service, there will be no problem in using it.
3. The Agricultural Bank of China does not have particularly high debt requirements. Agricultural Bank of China only needs to repay 30% before the bill date, and 50% is better. It must reach 15-25 diversified purchases every month. The Agricultural Bank of China does not restrict credit card swiping. The number of transactions should not be too small. Too few will not work because he cannot see your purchasing power. Once he sees that you have no spending power, he will not be willing to give you a fixed amount. If the limit is relatively small, put some money into the card and use it as if it is a large-amount card, so that Agricultural Bank of China can earn more from you in handling fees.
4. The Agricultural Bank of China credit card also likes to use installments. As long as you use it for three months, 30% of the total amount will be divided into 3 to 6 installments.
5. Use more whitelisted merchants, such as etc. If the salesperson at an Agricultural Bank of China branch calls you to go to the counter to add them to the whitelist, then accept it, which will greatly benefit the amount increase.
Summary:
1. Do not use the temporary limit;
2. Before making a large amount, call the bank to report, and avoid making large amounts; < /p>
3. Afraid of withdrawing cash, that is, withdrawing cash from ATM machines. Once you withdraw cash, it will be difficult to withdraw the amount, so you must avoid it.