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What does it mean to buy a car with down payment?
zero down payment means that you can buy a car without paying down payment when you buy a car with a loan, and you only need to repay it on time every month in the future.

The operating conditions for buying a car with zero down payment are mostly that 3% of the down payment is used as an empty space, and then all the remaining bank loans are made. The advantage of this is that people who can't afford the down payment but can still afford it have greater hope of buying a car.

The disadvantage is that the repayment amount is more than that of a car with a down payment loan, and the interest may be slightly higher.

generally speaking, the down payment for a car loan is 3%. If you are engaged in activities, some models can be zero down payment or 2% down payment.

At present, the traditional mortgage car purchase business of banks is shrinking day by day, and it is replaced by credit card installment payment and auto finance company loans. Which of these three loan car purchase modes is more cost-effective for consumers? In fact, it is difficult to know which car and which loan method are suitable for customers. Customers need to choose their own models and then negotiate with 4S stores, because not all models are agreed between car dealers and banks, and the models that are in hot demand may not have loans, while some models may be subsidized by 4S stores for customers.

In addition, when buying a car with a loan or charging various fees such as financial service fees, notarial fees and renewal deposits, consumers should not give money in a hurry, but ask more questions and consult more. The contract must be read carefully, asked clearly, and asked more why. Every bill should be kept well. (Photo/Text/Photo: Zeng Caihong) Wen Jie M5 Chuanqi GS8 AION V Macchiato DHT PHEV Latte DHT Gaohe HIX @ 219