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How much credit card can I get with a monthly income of 5 yuan?
A card friend asked that he was an ordinary office worker with a monthly salary of about 5, yuan. If he wanted to get a credit card, he wanted to know how much credit card he could get at this income level. Under normal circumstances, if you meet the requirements, you can apply for a credit card with a monthly income of 5, yuan. As for the amount, it varies from person to person. Let's take a look. what are the requirements for a credit card with a monthly income of 5, yuan? The monthly salary is 3, yuan. If the job is stable, the monthly income is paid in the form of a salary card, and the bank flow can be found, and there is no bad credit record. It is not difficult to apply for a credit card. If the salary is discovery money, it is recommended to apply to the bank with sufficient application materials, as follows: 1. Identity certificate: ordinary people provide copies of ID cards, and officers should provide copies of military officers' cards; 2. Work certificate: the original work certificate and a copy of the work permit issued by the unit can be selected.

how much credit card can I get with a monthly income of 5, yuan? In fact, the credit card limit has little to do with your income. As far as we know, banks decide whether to issue or approve the credit card according to the applicant's credit conditions, and the income level is only one of the reference items. Under normal circumstances, you can basically get a credit card with a monthly income of 5, yuan of 1,-5, yuan. If you want to get a high-value credit card, you can do it in the following two ways: 1. Provide sufficient financial proof: If the applicant has a property certificate, a bank deposit certificate, etc., and credit reliability is high, the credit limit applied for is also high. 2. Choose a bank that is easy to get a credit card: When applying for a credit card for the first time, you can exclude the four major state-owned banks. Compared with state-owned banks, commercial banks are easier to apply for credit cards, and the amount is higher. It is suggested that you can choose to apply for credit cards from China Merchants Bank, Communications, Guangfa, CITIC and China Everbright.

To sum up, the credit card limit that you can handle with a monthly income of 5, yuan will not be very low. If you are not satisfied with the credit card limit, don't be discouraged. You know, the credit card limit is not fixed, and banks often adjust the credit limit according to your card usage. As long as you develop a good habit of using your card, swipe your card frequently and repay it on time, you can apply to the bank for a withdrawal after spending half a year with your card. However, I suggest that the credit card limit is not as high as possible, as long as it can meet daily needs ~ ~