1, cash 1 ten thousand, the minimum repayment amount in the first month 1 ten thousand, the minimum repayment amount in the second month is 9000, and so on;

2. If the minimum repayment amount is paid, all expenses on the bill will not be interest-free, and the interest will be paid in full. Interest will be calculated from the date of swiping the card, with a daily interest rate of five ten thousandths and compound interest every other month until the principal and interest are paid off.

Interest = total consumption amount of 65438+ million ×0.05%× days from bookkeeping date to first repayment date+unpaid amount of 90000×0.05%× days from first repayment date to second repayment date;

3. After paying the minimum repayment amount, part of the available amount can be restored; For example, it is still 1 000, the available line is 1 000, and the overdraft cannot exceed 1 000;

4. The minimum repayment amount will not affect personal credit; However, if the minimum repayment amount is paid for a long time, the bank will question your repayment ability, which is unfavorable for future withdrawals;

5. The minimum repayment amount can be extended until the principal and interest are paid off;