1. Open Alipay APP and enter "Apply for Credit Card" in the search bar.

2. Click on the "Apply for Credit Card" life number.

3. Find "Apply for Credit Card" at the bottom of the jump page and click it, then select the bank in the bank center.

4. Select a credit card, then click "Apply Now", enter the applicant information, and complete the operation according to the prompts. (Operating environment: brand model: iPhone 1 1)

System version: iOS 15.0

App version: Alipay 10.2. 13)

Credit card, also called debit card, is a credit certificate issued by a commercial bank or credit card company to eligible consumers. It is a card with name, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature strip on the back. Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limits.

Product category

First, it can be divided into bank cards and non-bank cards according to the different card issuers.

1, bank card. This is a credit card issued by the bank. Cardholders can shop and spend money at the special merchants of the issuing bank, or they can withdraw cash at any time at the outlets of the issuing bank or at places with ATMs.

2. Non-bank card. This kind of card can be divided into retail credit card and travel entertainment card. Retail credit cards are credit cards issued by commercial organizations, such as department stores and oil companies, which are specially used for shopping in designated stores or filling gas stations. , and settle accounts regularly. Travel and entertainment card is a credit card issued by airlines, travel companies and other service industries, which is used for ticket purchase, dining, accommodation, entertainment and so on.

Two, according to the issue of different objects, can be divided into corporate cards and personal cards.

1, company card. Company cards are issued to various industrial and commercial enterprises, scientific research and education institutions, state party and government organs, armed forces, organizations and other legal person organizations.

2. Personal card. Personal cards are issued to individual urban and rural residents, including workers, cadres, teachers, scientific and technological workers, self-employed households and other adult urban and rural residents with stable income sources. The personal card is applied in the name of an individual and bears all the responsibilities for its use.

Three, according to the cardholder's reputation, status and other credit status, can be divided into ordinary cards and gold cards.

1, ordinary card. Ordinary cards are issued to cardholders with average economic strength, credibility and status, and the requirements are not high.

2. Gold card. Gold card is an advanced credit card that pays a high membership fee and enjoys special treatment. Card issuers are institutions with high credit, strong repayment ability, credit or certain social status. The starting point of gold card authorization limit is higher, and the additional service items and scope are wider, so the requirements for related service fees and deposits are higher.