Interest arising from non-timely repayment is calculated according to the bill amount and consumption time, not the credit card limit.

If the repayment is not made in full and on time, the ordinary credit card will not enjoy the interest-free treatment, and the interest will be calculated from the date of each transaction, with the daily interest rate of 0.5 ‰ until the date of account settlement. If the bill is 10000, the estimated monthly interest is 150 yuan.