① Credit card is one of the fastest growing financial services today. It is an electronic currency that can replace traditional cash circulation to a certain extent;

② Credit card also has Both payment and credit functions. Cardholders can use it to purchase goods or enjoy services, and can also obtain certain loans from card issuers by using credit cards;

③ Credit cards are high-tech products that integrate financial services and computer technology;

④ Credit cards can reduce the use of cash currency;

⑤ Credit cards can provide settlement services, facilitate shopping and consumption, and enhance a sense of security;

⑥ Credit cards can simplify payment procedures, Save social labor;

⑦ Credit cards can promote product sales and stimulate social demand.