After the China Merchants Bank Credit Card arrives, you need to set a password. Of course, the China Merchants Bank Credit Card *** has two passwords, namely the inquiry password and the transaction password.

1. Query password: the password used when calling the China Merchants Bank customer service hotline, logging in to online banking, and making online payments at home and abroad.

2. Transaction password: corresponds to the two functions of card swiping password and cash advance. These two functions need to be activated separately. After activation, you will use the transaction password when swiping your card for consumption or cash advance. .

① Card swipe password function: Currently applicable to physical card transactions on domestic and overseas UnionPay lines, excluding non-card transactions, such as card pressing transactions, manual authorization transactions, telephone booking of air tickets, etc.

②Cash advance function: suitable for checking credit card limit at ATM machine and withdrawing cash at ATM machine or bank counter.

Password setting:

1. Please log in to the credit card website, click "Online Banking Login" and enter your ID number, query password and additional code to log in to online banking, and then go to "Account Management" "-"Password Management"-"Set in "Transaction Password Management".

2. Dial 4008205555 to enter the IVR menu. After completing the identity verification, press "3" to open the card and password, bill delivery method, automatic repayment settings, and then press "3" to select "Transaction Password Settings and "Modify" - Set or modify the transaction password according to the voice prompts and activate the cash advance function or card password function (when changing the transaction password, you need to enter the old transaction password for verification).