Purchasing life insurance will not be approved if your annual income is low

Applying for a Ping An Credit Card does not mean that you have purchased insurance. The policy is just one of the certificates. If your credit record is not good, you may not be able to apply for a credit card even if you have insurance. The details are as follows: 1. Ping An Credit Card can be applied for through insurance salesmen, but applying through them requires at least one valid insurance policy. If you have no intention to purchase insurance in the short term but want to apply for a Ping An credit card, it is recommended to apply directly through a bank branch.

2. In addition, applying for insurance does not mean that it is easier to apply for a credit card. It should be noted that a valid insurance policy is a condition for admission to Ping An Credit Card but not the only condition. Credit card approval will take into account various factors of the score.

3. The application review for Ping An Credit Card is based on a comprehensive assessment. Generally, many factors are considered in the review, such as the nature of work, academic qualifications, income, personal stability, etc. The failure of the application may be due to the fact that the personal information provided during the application failed to fully demonstrate the comprehensive strength, so the application failed to pass the review.