Some improper card use behaviors caused the bank to pay special attention to you, excluded you from the white list of recent withdrawals, and refused to make any withdrawals. This is a "dark room".
there is no temporary or temporary limit, only 5k, and everything else is available, which is regarded as a small black house. And no temporary, no account points, no cash points, etc. is Daikokuya.
why did you enter the "dark room" of the bank?
1. overdue repayment: overdue payment is a taboo, and only the minimum repayment is made after overdue payment, so banks keep a close eye on such users.
2. Cash-out: the same Pos machine is often used to cash out large sums of money.
3. The total authorization amount is too high: individuals have too many cards, the total amount of credit cards far exceeds personal assets, or personal debts are too high.
4. modify the reserved phone number or address of the bank: for fickle cardholders, the bank will not raise the amount, but it will not reduce the amount.
5. Other abnormal transactions: abnormal transactions that are obviously consumed in China but displayed in consumption abroad.
6. ID card information is out of date: Your identity information in the bank has expired, so you need to update it at the bank in time.
is there any good way to get out of the "dark room"?
1. Keep it overdue: make a good transaction bill, stick to it, and it is best not to pay the minimum repayment. Generally, it takes about three months, and there is a chance to go out of the "dark room".
2. Installment shopping for high-value products: Installment high-value products, such as the "iPhoneX" promoted by the official mall of the bank, will be staged once, and the amount will come soon.
3. Move bricks: No matter how much money you spend, you must use credit cards more and let the bank see your sincerity bit by bit.
4. Wait: It's really impossible to wait for the bank to release water. Whoever is white-faced will have a better chance of getting out of the pit.
the above is what I introduced to you about "what is a bank credit card' dark room'?" Related knowledge points.