Hello, I understand your mood.

It is actually normal to be rejected when applying for a credit card, because the country today stipulates strict credit card approval, and cards are not allowed to be issued randomly because of performance, so the review rate of most banks is much lower than before.

For the situation you mentioned, it is most likely caused by the fact that you have just started working. Because banks attach great importance to job stability when applying for credit cards, banks will not issue cards to those who have just started working or whose work is unstable, such as salespersons. Many banks have even suspended the issuance of student cards. Distribution also requires parents to sign a second-party repayment agreement. Because you have just graduated and entered social work, and you have never held a credit card and have no reference credit record, the application was rejected.

What you should note here is that when you apply for a credit card next time, try to choose a joint-stock commercial bank, such as Minsheng Bank, Industrial Bank, Guangdong Bank, Shenzhen Development Bank and other small commercial banks. Such banks tend to have lower credit card review requirements than state-owned banks. You can appropriately increase your working hours according to your working years, because few people will review the working hours you have participated in. It is recommended that you try to fill in more than 3 years. In addition, you should not apply for credit cards frequently, because once you apply, your personal credit report will be checked, which will increase your liabilities in the banking system and enter the bank's gray list. Therefore, it is not advisable to apply for credit cards frequently.

If you are applying for state-owned commercial banks, ICBC, Bank of China, China Construction Bank, and Agricultural Bank of China, you will be asked to provide other financial resources besides proof of income, such as real estate, cars, etc. In particular, ICBC is very strict about credit card approval. In addition to proof of financial resources, they also require applicants to have social status or professional titles. Although some cards are approved, the limit is very low, and some even have zero limit. So for your situation, try to choose a small commercial bank, which will make it easier to get your application approved.