1. What will happen if you don’t go to court when you are sued for credit card debt? If you refuse to appear in court despite being summoned, the court will still make a ruling according to law. 1. Ordinary credit card defaults are civil debt disputes. Before or during the court hearing, you should actively express your willingness to repay, negotiate with the bank as early as possible, and reach a repayment agreement. 2. If you use a credit card to commit fraud, you will commit the crime of "credit card fraud" in the Criminal Law. 3. Article 70 of the "Measures for the Supervision and Administration of Credit Card Business of Commercial Banks" stipulates: Under special circumstances, if it is confirmed that the amount of credit card debt exceeds the cardholder's repayment ability and the cardholder is still willing to repay, the card-issuing bank may Cardholders negotiate on an equal footing and reach a personalized installment repayment agreement. The maximum period of a personalized installment agreement shall not exceed 5 years.

2. How to resolve the case after filing a case for being sued for an overdue credit card? If a party is sued for an overdue credit card, it is a civil debt dispute. It is recommended that the party repay the arrears as soon as possible, so that the bank will not sue the party. . When the collection of malicious overdrafts by the card-issuing bank fails, in addition to immediately stopping payment, the guarantor should also be contacted as soon as possible to require it to perform its guarantee obligations when due. If the guarantor refuses to perform its guarantee obligations, judicial channels should be adopted to resolve the issue. The above is what the editor has introduced to you about what will happen if you fail to appear in court if you are sued for an overdue credit card. Ordinary credit card defaults are civil debt disputes. Before or during the court hearing, you should actively express your willingness to repay and negotiate with the bank as early as possible to reach an agreement. Repayment Agreement.