The method is as follows: the cardholder applies to terminate the use of the credit card through the channels provided by the bank, such as telephone and counter.

The specific steps are as follows:

1. The cardholder needs to confirm that there is no outstanding debt or odd balance on the card, so as not to generate unnecessary expenses or affect the credit record.

2. You can choose to call the customer service hotline on the back of the credit card or go to the business outlet of the issuing bank to apply for cancellation of the card. During the application process, the cardholder may need to provide authentication information and card-related information, and fill in the card cancellation application form. 3. The bank will review the application, complete the card cancellation procedures, and cut the credit card to prevent theft.