Banks are not only the credit rating of credit cards, but also evaluated according to the applicant's credit and credit card status, so it is uncertain whether the quota will change. Even if there is, it will not necessarily become higher, and it is likely to become lower. Next, Bian Xiao will introduce how to upgrade the gold card of ordinary credit cards.

1. Graduation upgrade: mainly refers to that the credit card has expired and the amount has been upgraded to the highest amount corresponding to the ordinary card level. After the credit card expires, the cardholder can repay the loan in the card and graduate. Banks reissue new cards, such as platinum cards, according to the current credit status of cardholders.

2. Curve upgrade: We mainly apply for the Platinum Card of the same bank by handling two cards. This requires that the first card should be used frequently to form a good card use record. If possible, it is best to put forward a temporary restriction. In this way, the success rate of curve upgrade is high, and the temporary limit will become a fixed limit after the card is successful.