China CITIC Bank's credit cards are divided into regular and exclusive versions. The scope of protection includes the purchaser's personal account (credit card, debit card, passbook and third-party payment), all of which are within the scope of protection.
The difference between the two is the annual fee and the amount of claims. For the loss of funds caused by theft, embezzlement or copying within 72 hours before the loss is reported or frozen, the maximum compensation for the ordinary version is 6,543,800 yuan; The exclusive version pays a maximum of 500 thousand. The annual fee for the regular edition is 99 yuan/year, and the exclusive edition is 299/ year.