What is the limit of HSBC CP credit card? It mainly depends on qualifications

HSBC has also followed the trend and launched a couple card called HSBC CP Credit Card. It has two types: red card and blue card, and both are platinum cards, suitable for couples and friends to apply for. Many cardholders think that since it is a platinum card, the limit must be high. In fact, this is not the case. The limit of the HSBC CP credit card mainly depends on two aspects. Let’s take a look at it together.

1. Credit card types

Many banks divide credit cards into several levels and grant different credit limits, such as a regular card with a maximum of 10,000 yuan and a gold card with a maximum of 50,000 yuan. , the initial limit of platinum card is 50,000 yuan, etc. However, HSBC is different. Its credit cards are all platinum cards, so they can only be classified according to card type.

The twelve credit cards are divided into three categories: standard platinum series, standard co-branded card series and high-end card series. HSBC CP credit card belongs to the standard platinum series. However, no matter which type of credit card it is, the limit range is not clearly defined. The initial limit is generally 20,000-500,000 yuan. The specific limit ultimately depends on the qualifications of the applicant.

2. Applicant qualifications

The HSBC CP credit card limit is mainly determined by the bank based on the information provided by the applicant and its credit status. The reference factors include income and credit history. etc.

If the applicant has a stable job, high income, good property status and a good credit record, then the credit card limit applied for will be relatively high; on the contrary, the applicant has an unstable job or a low income , and cannot provide sufficient proof of property, then his overall score will be low, and accordingly the credit card limit he can apply for will also be low.

The above is the relevant introduction of "HSBC CP credit card limit", I hope it will be helpful to everyone. In short, if you want to apply for a high-limit credit card, you must work hard to improve your qualifications. In this way, if the overall score is high, the limit will not be too low.

How much is the annual fee for HSBC CP Credit Card? Platinum cards can also easily waive annual fees

There is a trend of couples in the credit card industry. Many banks have successively launched a series of couple credit cards, but HSBC is more unique. The couple card is called CP credit card. There are red cards, There are two types of blue cards, which have very generous benefits. Today, let’s introduce the annual fee of HSBC CP credit card.

How much is the annual fee for HSBC CP Credit Card?

Friends who are familiar with credit cards should know that the rights and interests of credit cards are based on annual fees, and many banks set annual fee standards based on card levels. However, HSBC is different because the credit cards it issues are all platinum cards, so they classify credit cards according to card type.

HSBC *** has twelve credit cards, which are divided into three categories: standard platinum series, standard co-branded card series, and high-end card series according to card type. The annual fee charging standards for each category are as follows:

1. Standard Platinum Series: RMB 300 for the main card, no annual fee for the supplementary card;

2. Standard Co-branded Card Series: RMB 300 for the main card, no annual fee for the supplementary card ;

3. High-end card series: main card is RMB 1,000 to RMB 3,600, and supplementary cards are free of annual fees.

The HSBC CP Credit Card, HSBC Lifestyle Credit Card, and HSBC Sports Credit Card all belong to the standard platinum series, available in red and blue, and are issued in card sets, including a RMB platinum card and a RMB platinum card. A MasterCard USD Platinum Card is issued only as a main card and has no supplementary cards, so its annual fee is RMB 300 per card per year.

In addition, unlike most banks’ platinum cards, HSBC’s platinum cards can enjoy discounts on annual fees. This CP credit card is no exception. The annual fee is waived for the first year from the date of card activation. , the annual fee for the next year can be reduced based on the number of card swipes. Regardless of whether you use a RMB card or a RMB and US dollar card, as long as the card is used for a total of 6 times in the year, there is no annual fee for the next year.

The above is the relevant introduction to "How much is the annual fee for HSBC CP Credit Card". As a platinum card, the annual fee of HSBC CP Credit Card is not high, not to mention that you can reduce the annual fee by swiping the card, which means there is no pressure on the annual fee at all.

How about HSBC CP Credit Card? Generous benefits and no annual fee!

What is the limit of HSBC CP credit card? Mainly depends on qualifications

Sharing a small guide: commonly used credit card letters are abbreviated as nicknames

Many friends are exposed to credit cards for the first time. They visit the forum to read the guide. Many experts have directly written some letter codes. , the abbreviation, if you don't come into contact with it often, you won't understand it at all. I have sorted out some abbreviations commonly used by netizens who are stuck in the game to make it easier for novices to understand. For example, auntie, chicken raising, Xiaozhao, wool, chicken manure, etc.

XYK—Credit Card,

ED—Limit,

TE—Liquidation

TX—Cashout,

TK—Refund,

ZCZT—Direct deposit and withdrawal,

ZFB—Alipay,

CFT—Tenpay,

SFT—Shengfutong,

YFT—EasyPay,

GFB—Guofu Bao,

BF—Baofu

KQ—Quick Money,

HF—Huifu Tianxia,

CP—Lottery or chianpay UnionPay payment,

CM—CMPAY China Mobile mobile payment,< /p>

YZF—China Telecom Wing Payment,

QB—Sina Wallet or Tencent Q Coin,

—CFT postal remittance,

DF— Payment on behalf of,

MD—Sack or Maldives,

Sack—Maldives (referred to as Maldives),

Maldives—ZFBDFTX,

Husband—ICBC,

Xiao Jian—CCB,

Gillian—BoCom,

Old farmer—Agricultural Bank of China,

Abandoned Bank— Guangfa, Guangfa + Fa = waste,

Xiaozhao, Chaoxing - China Merchants Bank,

Lu - TX, if you have 2w

Wool - points or Profits are like plucking the bank's wool,

chicken manure - points,

- mobile banking,

protection fee - handling fee or installment fee, < /p>

Stars—Industrial Planet point value,

Star brush—Industry planet level, BBWY—ICBC financial management step by step, used to brush stars with 0 losses,

>

WZD-Wenzhou Loan,

YLD-Yilong Loan,

DDLC-Duoduo Financial Management,

WD-Weidian

< p>Turkey - Monetary Fund,

Calabash Babies: Fuck each other, brush each other

Look for Sister Feng: Go to the supermarket

Auntie - generally refers to the auntie of ICBC,

TB—Taobao,

TM—Tmall,

JD—JD.com,

JM—Jumei Youpin,

p>

MT—Meituan.com,

QT—QQ group buying,

MZ—Manzuo.com,

ZX—Catway.com,

p>

MM—Meimei,

RP—Character,

LZ—Owner,

PM—Send a short message on the forum,

Brick - 10,000, such as moving bricks,

W - 10,000, such as the quota is 50,000,

K - 1,000, such as the quota is 30,000, which is 30,000,

V White—VISA Platinum Card,

V Gold—VISA Gold Card,

MC—MasterCard, or M Card for short,

< p>Cun Guan Bai - Everbright Depository Platinum Card

That’s it for the introduction of cp credit card.