At present, China Merchants Bank has cash installment before consumption, shopping installment during consumption and bill installment after consumption. If you have a CMB credit card, you can refer to which one suits your needs:

1. Cash installment is a business that China Merchants Bank provides you with cash withdrawal and installment repayment. You can directly transfer your credit card to your own card or debit card of other banks, and spend it with one card. In the future, you should upload the consumption receipt regularly. One card of China Merchants Bank was launched 50,000 times a day, and the other was launched 30,000 times a day. After the application, the system will review it in real time, and lend money within 18 hours, providing 3-24 hours.

2. Shopping by installments: through our special merchants, we choose to buy the designated goods or services by installments. The specific charging standard of installment payment and the merchants that can handle it;

3. Billing installment /E installment: Billing installment (only cardholders of business cards, business cards (including financial business cards), shopping cards, ANA protection cards or supplementary cards can't apply): If the merchant you shop is not a special merchant of our bank, you can apply for billing installment after consumption. Bill installment is a new financial management function launched by our credit card, which can help you repay the consumption amount in your bill in monthly installments. Whether the bill installment application is approved or not shall be subject to the comprehensive evaluation results of our credit card center. Handling fee per installment = total amount * single installment rate. At present, there are 2 -36 issues, and the commission rate for a single issue is 0%~ 1.67%. After the application, the system will make a judgment.