Credit card installments will affect loan approval.

Credit card installment will have an impact on loan approval, mainly because it will increase debt burden and repayment pressure. Banks will comprehensively consider the applicant's debt situation, including credit card debt and installment amount, when approving a loan. If the credit card installment amount is high, the bank will consider the debt burden to be too heavy and the loan repayment ability will be affected, thereby reducing the possibility of loan approval. Credit card installment will also increase the utilization rate of the credit card limit. If the utilization rate is too high, it will lower the credit score and further affect the loan approval results.