What to do after the credit card expires

1. If you want to continue using it, you can apply for a card replacement:

If the cardholder wants to continue to use the original card , you can submit a card replacement application to the card-issuing bank, and then you can change the card after getting approval.

2. If you don’t want to continue using it, you can apply for cancellation:

If you don’t want to continue using the original credit card, the cardholder can apply to the card issuer to cancel the credit card, and it can be approved after approval. Logout.

3. If you are not sure whether you will use this card in the future, you can keep the card number:

The cardholder can proactively call the customer service number of the bank's credit card center to notify the card issuer and explain that the bank should keep it. Card number and card rights are retained. When the cardholder needs to continue using it in the future, he or she can apply to the card issuer to change the card.

Before the validity period of the credit card expires, the bank will take the initiative to send a new card to the user. The user only needs to wait patiently for the new card to be sent. If the status of the user's credit card is abnormal, the bank will not send a new card. The user needs to restore the status of the old card to normal first, and then call the customer service hotline to ask the bank to send a new credit card. As long as the user ensures that the status of the old card is normal, then they only need to wait for the bank to send the new card.

Of course, users no longer need to use their credit cards, and they should also contact the bank not to send out new cards and cancel the old cards at the same time.