Credit card points cannot be exchanged for money, but they can be exchanged for gifts. There are also virtual products, such as telephone bills, Q coins, shopping cards and so on. And there are many physical products. See what can be exchanged in the mall of Rural Commercial Bank. It should be noted that the points required to redeem the corresponding products are different.

Rules for redemption of credit card points in rural commercial banks;

1. points cannot be transferred to other cardholders or any third party, and any transfer has no impact on rural commercial banks. Without the consent of the rural commercial bank, the points cannot be converted into cash or given other non-point gifts.

2. After successful redemption, the corresponding points will be deducted from the cardholder's credit card points and cannot be cancelled or changed. If the cardholder's account points are insufficient, it will not be exchanged.

3. The list of redemption gifts, redemption standards and redemption rules shall be subject to the latest redemption activities or gift list published at that time.

4. If some bonus gifts are limited in quantity, they will be redeemed to the end; If the standards and rules for redemption of points are valid, they may not be redeemed after the expiration. During the redemption activity, if the gifts stop being distributed or upgraded, the credit card department of the rural commercial bank will contact the cardholder to replace the corresponding gifts.