How to use a credit card: If you use RMB 100,000 for one year, how much interest will you have to pay?

If it is a China Merchants Bank credit card, the interest is calculated on a daily basis, with a daily interest rate of 5/10,000. One hundred thousand yuan is equivalent to a daily interest of 50 yuan.

If you have applied for cash installment and there is currently no cash installment with such a high amount, you can try to apply for a reserve fund. The handling fee for the reserve fund is floating and is subject to the system review results.

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