Because it is an institution established by China Construction Bank to carry out credit approval business. In the banking system, the credit approval center is the department responsible for approving loan applications to ensure that loan applications comply with the bank's credit policies and regulations.

As an important part of CCB's credit business, Wuxi CCB Approval Center's operation and management is supervised by China Banking Regulatory Commission, and it must abide by relevant laws, regulations and industry norms. Therefore, its business behavior is legal and compliant.