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Is there a limit on credit card spending in the United States?

In consumption abroad, there is no special limit on the amount of credit cards. Just like domestic consumption, the original credit card amount is what you can spend.

using a dual-currency card is not counted as taking RMB out of the country. Because RMB still exists in China, only when you are in consumption abroad or take cash can you remit the funds abroad through international remittance. Therefore, if you are in consumption abroad, there is no limit on the amount, as long as your credit card can pay. However, if you withdraw your cash overseas, you should still follow the relevant limits of SAFE.

Extended information:

Precautions for Credit Card consumption abroad

1. Please check the UnionPay card before leaving the country

The logo of UnionPay should be printed on the front of your card. If not, you can apply to the issuing bank for a new card.

regardless of debit card or credit card, please sign on the signature strip on the back of the card. If not, please sign it in advance.

in order to ensure acceptance, please consult the issuing bank in advance whether it has opened the overseas card service of UnionPay network. Please refer to the directory of issuing banks for details.

2. Scope of use of UnionPay cards abroad

UnionPay network has been extended to China people's frequent countries and regions such as Hong Kong and Macao, Japan and South Korea, Singapore, Australia and New Zealand, the United States and Canada, France and Germany. Please refer to the international business list for specific countries. UnionPay cards can't be transferred and withdrawn at the bank counter overseas, and can't be withdrawn through the merchant POS terminal.

3. Discrimination between UnionPay overseas merchants and ATMs

UnionPay cards can be used by overseas merchants and ATMs.

4. Debit RMB for foreign currency credit card consumption

When overseas UnionPay cards are used for consumption or withdrawal through UnionPay network, the local currency amount will be directly converted into RMB amount according to the market exchange rate, and will be immediately credited to the cardholder's RMB account by the issuing bank.